If there were modern day minstrels traveling the landscape singing songs of the average man's struggles for a better life, I am sure this would be in his line up. If I had time I would make it rhyme just for dramatic effect.
Here is the back story. My wife and I live on a half acre in a house that could be called a fixer upper, but honestly we would have to tear it down and rebuild just to make it big enough for our family.
There are lots of bad memories here for my wife. We need a place of our own and I need more room.
I owned my own business prior to the April 27th 2011 tornadoes. Funny thing about insurance, you don't realize you don't have enough until it is too late. Most of the bills were paid off, but not all. Bills and no income mean credit problems.
I am thankful for what we have, but we really need a little more. I had always drempt of 10 to 20 acres. But my loving wife pointed out that we could not truly work that much land. Any more land than 5 acres would either be wooded or pasture. Nothing wrong with that, but that would not be full utilization. I love you honey.
We have tried all of the normal ways to obtain a better place with no success. We have been turned down for every loan. We were about to give up when we found a house that might be owner finance. My wife fell in love with the place. It had enough land but the land was grown up in privet and honey suckle. We walked around it, prayed about it, and talked to the realtor.
The people who owned the house had plenty of money and did not want to owner finance. During this time a family member who knew what was going on offered us a sizable loan (you know who you are and thank you from the bottom of my heart).
Well, no go on this house. A little bummed. We thought this was our last option. That night I did a search on the Internet for properties and one showed up that with the family loan we could pay cash for, hoorhaaa. We talked to the agent and walked the house. We are ready to buy. Guess what? This house is owned by Fannie Mae a governmental corporation.
I did a little research and decided to make an offer. We made an appointment with the agent to make an offer. Our nerves were out of control. We did find out that someone had already made an offer. We honestly thought we were out of luck. We decided we would make an offer anyway.
The night before we made the offer I drempt I was fighting a dragon made of paperwork. I had no idea how right that dream was. We had to fill out 20 pages of paperwork just to make an offer. As soon as we submitted Fannie Mae sent back that multiple offers had been received. We had to make our best offer, which we did. We made this offer on Thursday. Fannie May said they would close the property for offers at 11:39 am on Friday.
The offers are now closed and we have to wait to see if we are the ones who get the place. All of us want this to be our new homestead. If you are a praying person we would appreciate your prayers. If you are not a praying person we would appreciate you positive energy. In this way you can help us to...